You get a similar conclusion when you look at the drawdown statistics. And, even if your holdings were to be spread across these extra funds, the average correlation would barely change. These five funds account for nearly three times the level of assets under management held by the next five largest active funds in the category. To quote The Terminator (1984), “This is not good”.Īn investor splitting their portfolio equally between these funds may feel they have achieved some diversification whereas, in practice, the funds’ performance has been so similar, that the diversification benefits would be minimal.Īnd this is where the money is. On average these largest five funds are 90% correlated with each other. This is a large and widely used category of funds that includes the classic 60/40 benchmark I took the largest passive fund as a proxy for the benchmark, alongside the four largest active funds.Īs of the 31 st May 2023, these five funds combined held £28.6bn of UK savers’ money with a heavy skew towards the passive offering from Vanguard: However, to verify whether this is a true problem, I looked at five of the largest funds in the Investment Association’s 40-85% equity fund sector. Valuation data suggests that this is indeed what has happened – valuation spreads within the stock markets are still close to record highs suggesting a big gap remains between the cheapest and most expensive stocks. The above two phenomena feed off each other, as the selling pressure in the underperforming stocks continues.Meanwhile, more flexible managers adapt to be more in keeping with the times (I remember an institutional consultant telling me a couple of years ago how EVERYONE now described their philosophy as “Quality Growth”).Managers who are running a contrarian style underperform the benchmark and gradually lose more and more clients as the trend continues.At least three “convergence dynamics” kick in: To understand why, consider what happens when markets trend strongly for long periods of time. I have become increasingly suspicious that many investors may not be as diversified as they think they are. Inflation and interest rates rose significantly around the world and there is little evidence to suggest that portfolio managers, or clients, have done anything to adjust their portfolios accordingly.Įven more concerning is that the behaviour of markets over the last decade may have caused a convergence in how portfolios are positioned. The result was that long duration investments such as long-term government bonds and growth stocks benefitted disproportionately. It is now widely recognised that the period since the credit crunch of 2008-9 was highly unusual in economic terms: interest rates were very low, and QE-driven money-printing forced investors to chase yield. I believe that a similar example of this resistance to change is posing a risk today, this time to the safety of UK investors’ portfolios. Since then, there has been a steady decline in casualties.Īs financial writer Morgan Housel loves to point out, it can take a surprising amount of time for social norms and attitudes to change in response to what are, at least with hindsight, obvious improvements: the modern seatbelt was introduced back in the 1960s! Despite an average of 2,700 people dying every year in car accidents in the UK, seatbelts only became mandatory in 1983 and back seat passengers had to wait until 1991 to be officially strapped in. Ah, the 80s: the music, the movies and…the utter disregard for road safety.
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Click on Add next to Rows, and select the Client Name column to pull data from.A PivotTable is a powerful tool to calculate, summarize, and analyze data that lets you see comparisons, patterns, and trends in your data. PivotTables work a little bit differently depending on what platform you are using to run Excel. Remember, here's the question we're asking:įirst, we need to set up our table to have both the list of clients and project types. Now let's get to actually building this thing. If you click on one of those column names, the data will be added in the given format. The filter allows you to analyze only a specific subset of data.Ĭlick on "Add" for any one of those four options, and you'll get a dropdown with the column names from your original data sheet. How do we show data from only 2017? That's where the filter comes in. The value we want to get in the cells where Client Name and Project Type meet is Total Amount Billed. In this instance, our base data is Client Name (row) and Project Type (column). Rows and columns help you build out the the two-dimensional data set on which you can calculate your third dimension values. In this case, we're looking for four things:Īs you night guess, each of those for pieces lines up with one of our elements: rows, columns, values, and filters. Here's the analysis we're looking to do:įor each of our clients, across different project types, how much did we bill in 2017? You should now be back to your original empty pivot table that you started off with. Then click Data > Pivot Table., as shown below. Select all of the cells containing data ( command or ctrl + A is a handy shortcut). You have a sheet filled with raw data, so the first thing to do is turn it into a pivot table. Open the Google Sheet, make a copy, and then follow along with our detailed tutorial below. To create a customized pivot table, click Add next to Rows and Columns to select the data you'd like to analyze.Ĭlick Add next to Values to select the values you want to display within the rows and columns.Ĭlick Filters to display only values meeting certain criteria.įor this tutorial, we've created a Google Sheets spreadsheet with dummy data. Open a Google Sheets spreadsheet, and select all of the cells containing data.Ĭheck if Google's suggested pivot table analyses answer your questions. Here's a quick look at how to use them, followed by a more in-depth tutorial. Google Sheets pivot tables are as easy to use as they are powerful. Plus, every time your boss asks for a new report based on the same data set, you can generate it with a few clicks, instead of starting from scratch. While you could derive many of these insights using formulas, the pivot table allows you to distill it in a fraction of the time-and with less chance for human error. Doing so helps you see the bird's eye view, derive meaning from large quantities of data, and surface unique insights. So that's the rough idea: You can take a two-dimensional table and pivot it around an aggregation of the data to introduce a third dimension. Instead, you're looking at aggregated data: How many Units did we sell in each Region for every Ship Date? Now, you're not looking at things by individual sale. Learn these tricks if you are a beginner. Please train safely! ✅□ #howto #tutorial #helicoptero #tricking #acrobatic #learn #easy #athlete #flips #movement #gymnast #freestyle #trick #stunt #flip". 37K 3.1M views 5 years ago Here are our top 10 skills you should start gymnastics with. Newcomers often are introduced to gymnastics by. Push off your hands for a better landing. Learn How to Do Gymnastic Moves Explained in the Best Way Ever Learn How to Do Basic Gymnastics Skills. When sweeping leg in front of face keep your foot as low to the ground as possible. 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This free online TIFF to PDF converter allows combining multiple images into a single PDF document. Thus, the benchmark scores too are worth noticing and good enough to beat most of the smartphones in the market. The same applies to gaming as well where there is no glitch or lag noticed anytime. For the Geekbench 4 tests, it seems like the best one in the lot because of the scores, beating the Galaxy S7, Note 7 and the OnePlus 3 by a good margin, in both Single-core and Multi-core tests.Īs far as the actual performance of the device is concerned, it is smooth and superb. While the rendering and CPU score on AnTuTu were quite good for the Galaxy S8, the score of about 120000 is not the best because there are several phones, even the Apple iPhone 7 and 7 Plus having a higher score on the same app. GFXBench OpenGL 1080p T-Rex Offscreen: 65 Fps. GFXBench OpenGL 1080p Manhattan Offscreen: 36 Fps.GFXBench OpenGL 1080p Manhattan 3.1 Offscreen: 24 Fps.GFXBench OpenGL 1080p Car Chase Offscreen: 15 Fps.The smartphone in every way has a lot of latest specifications, and the benchmark tests should give an idea about the capability of the phone and its hardware.īefore heading on to see what are the benchmark scores the phone got, let us go through the specifications of the device. The Galaxy S8 and Galaxy S8+ in India are powered by the Exynos 8898 Series 9 processor and along with that is 4GB of RAM. Samsung Galaxy S8 is one of the most powerful phones of the year 2017, even though it doesn’t have as much amount of RAM that the phones from last year had. Who should buy it: Someone looking for an option that delivers smart speaker versatility with a little added visual information about the tracks on that Remember the 2000s playlist. The Home Speaker 500 can’t be synced with Bose’s SoundTouch wireless models, which can be disappointing if you’re a longtime fan deeply entrenched in the Bose ecosystem. While some users may like it, others will find it to be an awkward half-measure, sitting between an audio-only device and a smart speaker with a full-blown screen like Amazon’s Echo Show models. What’s not to like: It’s hard to know what to make of the small LCD screen that shows the title and album artwork from your playlist. 299 Comparison winner 300 vs 78 facts in comparison Bose SoundLink Revolve Plus vs Marshall Kilburn II Bose SoundLink Revolve Plus Marshall Kilburn II Why is Bose SoundLink Revolve Plus better than Marshall Kilburn II 63.22 less body volume 2026.94cm³ vs 5511. The model fares quite well in our sound-quality tests, exhibiting strong bass and detailed highs that can reproduce both the thwock of a kick drum and the shimmer of cymbals with lifelike realism. Delivery Within 3 Working Days For Colombo And Suburbs, 5 Working Days. Its fairly well-balanced sound profile makes this speaker suitable for a variety of music genres. However, it’s hard not to admire the Bose Revolve for its range of talents, though, and despite not getting the full five stars, we can imagine this tiny, talented speaker will still turn plenty of heads.What’s to like: The Bose Home Speaker 500 is platform-agnostic, meaning it’s one of the few smart speakers that allows you to choose between Amazon’s Alexa and Google Assistant. Bose SoundLink Revolve II Plus Portable Bluetooth 360 Speaker (Luxe Silver). The Bose SoundLink Revolve+ II is alright for music. £200 is quite a lot to pay for a speaker, especially when the Megaboom is bigger, clearer, more ruggedly-built and available for less. VerdictĬompared with its main rivals, such as the UE Megaboom, the Revolve is a bit too pricey. Its sense of energy and drive is apparent with whatever you song you play through it, and when it goes loud, it’s capable of impressive volume. The Bose Revolve is less insightful, but it’s still fun to listen to. The Megaboom breathes in more openness into the performance, and you can identify instruments’ placement better, too. The Megaboom delivers a bigger scale of sound, too, but then it is physically bigger. Its rival, the UE Megaboom, is more articulate and handles dynamic shifts and rhythm changes with more confidence. It’s not perfect – we wish the Bose sounded clearer, and that edges of notes were more definite and crisply defined. The guitar strums in Death Cab for Cutie’s A Lack of Colour sound delicate and precise, while voices are gentle and melodic. Plus, it has a rugged exterior that resists drops, dents, and scratches. This wireless Bluetooth® portable speaker is made with a seamless aluminum body thats IP55 water and dust resistant.¹ Deep, immersive 360-degree sound provides a high-quality listening experience. Photo: Bose For decades, some music fans have tried to. Immerse yourself in your favorite tunes with the SoundLink Revolve Plus II. Choose from Same Day Delivery, Drive Up or Order Pickup. It delivers plenty of detail alongside the punch. Bose SoundLink Revolve (Series II) Portable Bluetooth Speaker Wireless. From left: Bose SoundLink Revolve II, Bose SoundLink Color II, Bose SoundLink Revolve+ II, Bose Home Speaker 300. Read reviews and buy Bose SoundLink Revolve Plus II Portable Bluetooth Speaker at Target. There’s a warmth to the sound that makes it enjoyable to listen to, and this time, Bose steers clear of making the bass go too boomy. She delivers decent indoor yields of 350–400g/m² and up to 150g per plant outdoors. Purple Punch Auto doesn’t waste time once you have planted your seed: A short flowering of 7–8 weeks means you can harvest 10 weeks after sprouting. Ideal trait for growing in smaller spaces like balconies or terraces. The compact plant will rarely exceed a height of 100cm indoors and when grown outdoors, expect her to get just a little taller and reach 80–120cm. The cross of these legendary genetics are sure not to disappoint. They also call her ‘frost boss’ because of the abundance of thrichomes she grows and glistens with. Order Now Grow Notes Our RYTHM Grow team has said this is the prettiest plant they have ever seen. Renowned for being robust and lending stable growing characteristics to many strains, Old Skunk used in Purple Punch Auto’s genetics ensures that this indica is easy to grow in all environments. Genetics: Purple Punch x Sundae Driver Type: Indica Dominant Seed Type: Feminized Flowering: 8 weeks Yield: Good Sundae Punch is a vigorous, large-yielding cross between the infamous Sundae Driver and Purple Punch. Purple Punch is a euphoric and relaxing indica dominant strain, with a pungent nose and sweet grape-berry flavors. Her candy flavours, a mix of berries and grapes with tart and fresh notes, make for a highly enjoyable smoke. The high is mostly physical and stoning, perfect for relaxing at night. Delicious Autoflower Magic: Purple Punch x Old Skunk Autoīeing an autoflower of the latest generation, Purple Punch Automatic doesn’t need to hide from photoperiod cannabis varieties when it comes to potency and flavour: With 19% of THC, it delivers a powerful effect. This Sativa Indica hybrid is the encounter between Kush Mints (Bubba Kush x Animal Mints). Out came Purple Punch Automatic, a mighty, moreish strain made up of 75% indica, 20% sativa and 5% ruderalis genetics. Kush Mints x Purple Punch, a super powerful Purple cannabis strain. Our breeders at RQS created the automatic version of this popular dessert strain by crossing her with Old Skunk Auto. Pain calming energizing low THC high THC Purple Punch is the sweet and sedating union of two indica -dominant classics. The astonishing Purple Punch, famous for her sweet berry and candy flavours, received the long-awaited autoflowering treatment. Royal Queen Seeds – Purple Punch Automatic: Deliciously Flavourful Auto Furthermore, Miles often suggested newer ways of fixing ships, only to be dismissed. Unlike Doohan, Miles was a very upbeat and energetic assistant, which didnt always settle with Doohan. If nothing else, it was all worth it for this blooper reel of Ein wandering into and ruining shots. Jet sends Spike to chase down a tip on a phantom bounty to cover the cost, leaving Faye to supervise the mechanic. In 2071, he was Doohans assistant, helping him with various duties. All the ambition and money in the world mean nothing if the public isn’t vibing with your show. But despite an increase in budgets and ambitions, even the streaming world often operates just like the traditional TV world of yore. In development since 2017, the show was intended to honor Sunrise animation’s 1998 sci-fi. When Netflix’s marketing team decides that one of its series is worth an aggressive pitch to the public, the failure of that series can seem particularly shocking. The live-action remake of beloved anime Cowboy Bebop had all the makings of a Big Deal for Netflix. Though it may not always feel like it, we’re still relatively early on in the streaming era. Set in the not-too-distant future after humans have had to colonize other planets and moons within the solar system, Cowboy Bebop follows a misfit crew of bounty hunters who operate out of. Cowboy Bebop was likely around that number as well. After getting shortchanged on a bounty, Spike and Jet head to New Tijuana on the trail of another mark, but they're not the only ones. For comparison’s sake, Altered Carbon (another sci-fi Netflix series) reportedly cost $7 million per episode. Details on Cowboy Bebop’s budget are not publicly available yet but the need for CGI spaceships, elaborate sets, and complicated fight choreography certainly makes it more expensive than a traditional Netflix drama. Perhaps due to that lack of quality, Cowboy Bebop ultimately didn’t find a big enough audience to justify its continued existence and costs to Netflix. The mysteries surrounding the Voynich Manuscript extend beyond the books contents to its very origins. “We’ve tried to put it in various historical contexts to help historians recognize that it is a product of the medieval period and to get them thinking again about why someone would have produced it.” Unknown origins “The book frustrates medievalists because, like everyone else, they can’t read it,” said Clemens, a medievalist who was not familiar with the Voynich manuscript when he arrived at the Beinecke Library in 2012. It was once believed that 13th-century philosopher Roger Bacon authored the volume. This will be the next best thing to actually sitting down with the manuscript at the library.”Ĭlemens said the facsimile edition is also intended to spark interest in the manuscript among scholars of the medieval period, who have tended to ignore it despite, or perhaps because of, the attention it attracts in popular media. “We’re hoping the facsimile will give people a sense of the size of the book and the way its structures fit together. “Our website provides wonderful high-resolution images of the Voynich, but it doesn’t provide a sense of the book as a physical object,” Clemens said. According to the Beinecke’s web data, about half of all the traffic to the “zoom viewer” tool for its online collections involves pages of the Voynich Manuscript, which was digitized in 2004. Enthusiasts across the globe puzzle over its contents, attempting to make sense of a text, often called “Voynichese,” that has bewildered some of the 20 th century’s most accomplished cryptologists. The manuscript has appeared in novels and inspired orchestral compositions, including a symphony being written by Yale composer Hannah Lash. Raymond Clemens, curator of early books and manuscripts at the Beinecke Library, said the public’s sustained interest in the manuscript inspired the facsimile edition. The Yale University Press and the Beinecke Library have published a photo facsimile edition of the manuscript with explanatory essays providing historical context, including information about the manuscript’s provenance and prominent attempts to decipher it, and describing the results of scientific analyses performed on the manuscript’s materials over the past seven years. The public now has a new way to engage with this enigmatic manuscript. Today, the so-called Voynich Manuscript resides at Yale’s Beinecke Rare Book & Manuscript Library, where it continues to capture people’s imaginations. A final comparison of the Voynich Manuscript and the photo facsimile edition. While the mysterious manuscript contributed nothing to Voynich’s bank account, its contents have tantalized and confounded scholars, professional code breakers, and amateur sleuths. Several of its pages are foldouts - an unusual feature for a medieval manuscript. Strange illustrations of unidentifiable plants, mystifying astrological charts, and scenes of nude women bathing in green pools, accompany the inscrutable script on nearly every page. Its 234 parchment pages are filled with an intricate and unreadable text, either a cipher or imaginary language. There was one manuscript - a small volume bound in plain vellum - for which Voynich never found a buyer. Voynich’s trove included several prized volumes that he sold for tidy sums to American institutions, such as the Morgan Library, the University of Chicago, Princeton University, and Yale University. The books Voynich acquired came from a collection of 380 manuscripts, mostly 15 th-century humanist and classical works, that the Jesuits had earmarked for sale to the Vatican Library. Voynich, a rare-book dealer based in London, purchased a cache of medieval manuscripts from the Jesuit order in 1912. |
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